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Feeling overwhelmed by your debts? If you're ready to regain your financial freedom, this book is exactly what you need! Step by step, Attorney Robin Leonard shows you how to: prioritize debts create a budget negotiate with creditors stop collector harassment challenge wage attachments contend with repossessions respond to creditor lawsuits qualify for a mortgage rebuild credit To make the process easier, Money Troubles also includes sample letters to creditors, as well as worksheets and charts to calculate your debts and expenses and help you create a repayment plan. With the completely updated and revised 9th edition, learn how to deal with identity theft, choose a reverse mortgage, opt out of telemarketers' lists and defend your property from creditors who are collecting a debt.